Terms of Service

1. Acceptance of Terms

By accessing and using the website of One World Lending ("we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

One World Lending operates as a private lending brokerage and connector. We provide users with access to private mortgage information, educational resources, and a network of private investors and lenders. We do not guarantee that any specific lender will offer you a loan, nor do we guarantee specific loan terms (rates, fees, or duration) until a formal Term Sheet is issued.

3. Accuracy of Information

While we strive to keep the information on this site accurate and up-to-date, we cannot guarantee that all information is completely current or free of errors. The mortgage industry changes frequently, and information regarding rates, regulations, and lending criteria may change without notice.

4. No Financial Advice

The content provided on this website is for informational purposes only and should not be construed as professional financial or legal advice. We recommend that you consult with a qualified accountant, lawyer, or financial advisor before making significant financial decisions regarding your property.

5. User Responsibilities

When using our "Free Assessment" tools or contact forms, you agree to provide accurate, current, and complete information about yourself and your property. Misrepresentation of property value, mortgage balances, or ownership status may result in the immediate termination of our services.

6. Intellectual Property

This site and its original content, features, and functionality are owned by One World Lending and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

7. Limitation of Liability

In no event shall One World Lending, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

9. Changes to This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us at support@oneworldlend.com.